Bank of Baroda IFSC Code: Find Your Branch Code Here!

The IFSC code (Indian Financial System Code) is an integral part of the banking system in India. It is a unique 11-digit alphanumeric code that is assigned to each bank branch that participates in electronic fund transfers. One such prominent bank in India is the Bank of Baroda which has a wide network of branches across the country. Understanding the IFSC code of your Bank of Baroda branch is crucial for making online transactions, be it for funds transfer, NEFT, RTGS, or IMPS.

What is the Bank of Baroda IFSC Code?

The IFSC code for Bank of Baroda consists of 11 characters where the first four alphabetic characters represent the bank name, the fifth character is always kept as ‘0’ for future use, and the last six characters denote the specific branch code. For example, the Bank of Baroda IFSC code for the Connaught Place branch in Delhi is BARB0CONNAU.

How to Find Bank of Baroda IFSC Code?

1. Check the Bank’s Website: You can visit the official website of Bank of Baroda and find the IFSC code by navigating to the ‘Branch Locator’ section.

2. Using Mobile Banking App: If you are a Bank of Baroda account holder, you can use the mobile banking app to find the IFSC code of your branch.

3. Internet Banking: Log in to your Bank of Baroda internet banking account and you can easily find the IFSC code of your branch.

4. Check on a Cheque Book: The IFSC code of your Bank of Baroda branch is usually printed on the cheque leaves issued by the bank.

Importance of Bank of Baroda IFSC Code

• Unique Identification: Each Bank of Baroda branch is identified by its IFSC code which helps in avoiding errors in electronic transactions.

• Enable Electronic Fund Transfer: It is essential for facilitating online fund transfers through various payment systems like NEFT, RTGS, and IMPS.

• Track Transactions: IFSC code helps in tracking the destination of the funds transferred and ensures that the money reaches the correct account.

FAQs about Bank of Baroda IFSC Code:

Q1: What is the significance of the fifth character in the Bank of Baroda IFSC code?

A1: The fifth character in the IFSC code of Bank of Baroda is always ‘0’ and is primarily reserved for future use by the Reserve Bank of India.

Q2: Can the IFSC code be used for international fund transfers?

A2: No, the IFSC code is a unique code used in India for domestic fund transfers only. For international transactions, different codes like SWIFT code are used.

Q3: Is it possible to find the IFSC code through a customer care service?

A3: Yes, you can call the Bank of Baroda customer care service to inquire about the IFSC code of a specific branch.

Q4: Are there any charges associated with using the IFSC code for transactions?

A4: Bank of Baroda does not charge any fees for using the IFSC code for transactions within the bank or with other banks.

Q5: Can the IFSC code change for a branch of Bank of Baroda?

A5: In rare cases like the closure of a branch or a change in its location, the IFSC code for that particular branch may change. It is advisable to verify the IFSC code before initiating a transaction.

Understanding and utilizing the Bank of Baroda IFSC code is crucial for seamless online transactions and ensures the safe and accurate transfer of funds between accounts. Make sure to double-check the IFSC code before initiating any online transaction to avoid any discrepancies or errors.